An out-of-state woman received a phone call from two debt collectors telling her that she owed a total of approximately $2,400 for some payday loans that she took out when times were tough. The problem was that she knew she had paid the loans back. However, like many Florida residents who receive harassing phone calls from creditors regarding their unsecured debt, she sent them money out of fear that they would follow through on their threats to file lawsuits against her.
The woman asked for confirmation that she owed the money. However, the people on the other end of the phone refused to provide it. In fact, she claims that they told her that she would only see the paperwork once a lawsuit was filed.