Jump to Navigation
When you've done all you can you may be able to get A Fresh Start

September 2018 Archives

Dealing with student loans and credit card bills as a young adult

Over the past several generations, becoming an adult has been marked by hitting several major milestones -- building a career, starting a family and buying a home. This idealistic view of things may no longer be a reality for young adults. Most Florida millennials are burdened with so much debt, from student loans, credit card bills and more, that getting ahead may be difficult. 

You can catch your partner's credit card debt

Most people do not think of debt as contagious or something they can contract from another person, but a recent report indicates that catching debt is entirely possible. In terms of a romantic relationship with a serious partner or spouse, people in Florida can end up taking on the burden of their partner's finances. Things like credit card debt and secretive spending can suddenly become the other person's problem. 

Besides bankruptcy, what are my options for debt relief?

When consumers realize that they have more debt than they can handle, their first thoughts might not turn to bankruptcy. Indeed, there are other debt relief options that some people in Florida might want to utilize first. However, if they are not effective at reducing debt to a manageable level, then bankruptcy is still an option. 

Be sure to include all debts for optimal bankruptcy relief

No one wants to fall behind on their bills and dodge phone calls from their creditors. Even individuals who are financially responsible and wealthy encounter situations that cause them to become delinquent on their accounts. If you are not sure of how you can get control over your circumstances, you may want to consider bankruptcy in Orlando. 

Stop repossessions, achieve debt relief with bankruptcy

Being faced with losing your car or other important asset because you cannot pay your bills is an understandably troubling situation. While repossession is a common tactic that Florida creditors resort to when faced with nonpayment, you have the power to stop these attempts. By filing for bankruptcy, you can both stop repossessions and set yourself on a path toward debt relief. 

Should we be talking more about credit card debt?

Florida parents usually teach their children about which matters are polite to discuss, and what issues they should simply keep to themselves. Although these lessons might be useful in some situations, it leaves some adults unable to engage in meaningful discussions about serious issues affecting their daily lives. Namely, debt.  While no one wants to bring up how much credit card debt they have, one expert thinks it could be useful to engage in these types of discussions. 

Important deadlines for Chapter 13 bankruptcy

Realizing that you need to file for bankruptcy can be an overwhelming experience. You already know that you must make your initial filing and that at the end of the process your unsecured debt will be discharged, but what happens in the middle? Although it may seem complicated at first, the process for Chapter 13 bankruptcy is easy enough to follow. However, you should be aware of certain dates and deadlines that you must adhere to. 

Florida home foreclosure rates higher than national average

National foreclosure rates are now as low as they were back in 2006, but not everywhere is experiencing this relief. Some states -- including Florida -- are seeing a drastic increase in home foreclosure rates. Some experts believe that rising foreclosure rates in the state could be related to so-called underwater homes, which are valued at less than the homeowner's current mortgage balance. 

Small medical debts can be relieved through Chapter 7 bankruptcy

Sudden financial disasters certainly contribute to some people's money issues, but this is not always the case. Many Florida residents struggle with the slow accumulation of small bills that eventually snowballs into something much larger and more difficult to handle. For those considering Chapter 7 bankruptcy, it might have been a relatively small medical bill that pushed them in that direction. 

Do You Have A Case?

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close
A Member of the FindLaw Network
Paul Urich
Orlando Office

Law Office of Paul L. Urich, P.A.
1510 East Colonial Drive
Suite 204
Orlando, FL 32803
Phone: 407-982-3763
Fax: 407-896-3041

Email
Get directions