Jump to Navigation
When you've done all you can you may be able to get A Fresh Start

Chapter 13 Bankruptcy Archives

Don't give up social media -- use a debt repayment plan

Debt can weigh heavily on the mind of the typical Florida resident, with worrying thoughts intruding on otherwise peaceful activities. Although most people try their best to pay off their debts, the task often feels insurmountable. With growing balances and shrinking disposable incomes, some people would even give up their most beloved activities to get rid of debt. Luckily, a debt repayment plan through Chapter 13 can provide debt relief without anyone having to take drastic measures.

Chapter 13 bankruptcy: Debt common across generational lines

According to a recent survey, debt is almost as American as apple pie. Nearly three quarters of Americans have at least one kind of debt, which can create an enormous burden on the individual. While some people might think that certain individuals or generations might be more likely to accrue huge amounts of debt, this might not be the case. Virtually anyone in Florida can find themselves in need of debt relief through Chapter 13 bankruptcy.

Important deadlines for Chapter 13 bankruptcy

Realizing that you need to file for bankruptcy can be an overwhelming experience. You already know that you must make your initial filing and that at the end of the process your unsecured debt will be discharged, but what happens in the middle? Although it may seem complicated at first, the process for Chapter 13 bankruptcy is easy enough to follow. However, you should be aware of certain dates and deadlines that you must adhere to. 

Are auto issues contributing to Chapter 13 bankruptcy?

There is no denying America's deeply rooted car culture. From visiting the park to grocery shopping to commuting to work, it all takes place behind the wheel. However, a love of vehicles is not enough to keep Florida consumers from experiencing car-related money problems. In fact, automotive issues are among the top causes of consumer financial despair, which may lead some to seek relief through Chapter 13 bankruptcy. 

Rapper Lil' Kim seeks Chapter 13 bankruptcy protection

Regardless of income, assets or career, virtually anyone can find themselves drowning under debt. For some people in Florida this may be difficult to believe, but whether its through the slow accumulation of smaller debts or a massive financial disaster, anyone can find themselves with more debt than they can repay. Popular rapper Lil' Kim recently made this point clear when she filed for Chapter 13 bankruptcy.

Do I still have to repay my debt in Chapter 13 bankruptcy?

No one in Florida goes into debt with the intention of taking on more than they can handle, but the future is unpredictable. Jobs do not last forever, medical emergencies can drain savings accounts and emergencies can take both a financial and emotional toll on debtors. Chapter 13 bankruptcy provides a path of partial debt repayment that also creates the opportunity for better financial footing.

Is filng Chapter 7 or Chapter 13 bankruptcy the right choice?

Though many consumers in Florida and all around the country have recently seen some positive changes in the economy, there are families that are still struggling to make ends meet. Some may have experienced a job loss, while others may face a mountain of unpaid bills. While certainly not the first solution, some residents realize that filing for Chapter 7 or Chapter 13 bankruptcy may help them more quickly recover financially.

Get a mortgage after filing for Chapter 13 bankruptcy

Many Florida residents and others around the country have experienced financial hardships during the recent economic climate. Some consumers have elected to file for Chapter 13 bankruptcy in efforts to get their finances back under control. Many assume that someone filing for bankruptcy under Chapter 13 cannot buy a home. However, this assumption is being proved wrong more often today.

Changes made to Chapter 13 bankruptcy forms, other rules

There have been difficult financial situations for many Florida residents and others around the country in recent years. When consumers have evaluated their options and made the decision to file for Chapter 13 bankruptcy or another type of bankruptcy, they expect the process to be rather straightforward. Unfortunately, there are not standard forms used throughout the nation. However, a new form for Chapter 13 filings that should bring about some consistency was put into place on Dec. 1.

Use debt consolidation wisely when tackling credit card debt

According to recent studies, personal loans are becoming more common among consumers in Florida and in other states around the country. In fact, over the past five years, there has been a 64 percent increase in the number of people in the country who have one. Many individuals are applying for these loans in an effort to do a debt consolidation to reduce credit card debt. A considerable number of these loans are obtained from online financial companies and other peer-to-peer (P2P) lenders.

Do You Have A Case?

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close
A Member of the FindLaw Network
Paul Urich
Orlando Office

Law Office of Paul L. Urich, P.A.
1510 East Colonial Drive
Suite 204
Orlando, FL 32803
Phone: 407-982-3763
Fax: 407-896-3041

Email
Get directions